If you need $1K, the rate is 25% per annum - $1M? 4%. $1Trillion? 0.01%.

Update(12/6): Ben Bernanke's response to the article. Appears there were some inaccuracies in how it was reported. However, the point about material reform not happening still stands.

Now the details of the bailout way beyond the TARP are finally out [Bloomberg Report]. Its not pretty, trillions of dollars loaned out practically free - protecting the bonuses of the banking execs who brought on the crisis with their leveraged risk taking. So thats what the "free" part of the "free markets" meme is referring to. And the banks are bigger and more concentrated than ever, and there have been no substantial reforms. This will end well, no doubt.